Home and Auto Insurance That Actually Protects What Matters

Smart coverage, personal service, and peace of mind

When your coverage fails, the cost isn’t just financial.

For Florida families, insurance isn’t optional, it’s essential. More and more homeowners and drivers are discovering the hard way that their policies don’t work when they need them most. After a storm, a wreck, or a flood, they’re left holding the bill. Maybe they saved a little on premiums, but now they’re out tens of thousands in repairs, losses, or liability. In a state where hurricanes and uninsured drivers are a real threat, not knowing your policy is the same as having no protection at all.

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The Right Policy Doesn’t Just Save You Money It Saves You from Disaster.

Personal Guidance, Not Just Paperwork

At InsurPro, we sit down with you face to face to review your current policies line by line. No rushing. No pressure. Just a real conversation about what you have, what you need, and where you might be exposed.

Local Expertise You Can Trust

Wayne Cox has been licensed in Florida insurance since he was 18 and has lived in Port St. Lucie since 1981. He’s helped thousands of people protect their homes, cars, and families and he knows firsthand how quickly Florida’s risks can become real.

Smart Coverage That Makes Sense

We work with multiple top-rated carriers and provide side-by-side comparisons tailored to your home, your vehicles, and your life. That means honest advice, not a one-size-fits-all policy from someone who doesn’t know your name.

You shouldn’t need a lawyer to understand your own policy.

We get it. Insurance is overwhelming. Policies are filled with jargon, prices keep rising, and you’re never quite sure what you’re paying for. You just want to protect your family, your property, and your peace of mind. That’s why we take the time to explain it all in plain language so you’re not left guessing. We’ve seen what happens when coverage falls short, and we work hard to make sure that never happens to you.

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Real Experience. Real Protection.

Wayne Cox has been helping Florida families with insurance for nearly 40 years. He’s lived through hurricanes, dealt with his own claims, and guided thousands of homeowners and drivers through the process. At InsurPro, we treat every client like family because we’ve seen what happens when people are left unprotected by agents who didn’t take the time to get it right. When you work with us, you’re not calling a call center. You’re meeting with someone who knows your story, knows your area, and cares about getting it right.

Real Experience. Real Protection.

Here’s How It Works

Locate your current policies

So we can review what you already have.

Schedule a free consultation

Face to face, the way it
should be.

Get customized recommendations

To close gaps and protect what matters most.

Not ready yet? You can also request a renewal reminder and we’ll follow up before your current policy expires.

If you live in Florida, you already know how complicated home and auto insurance has become. Whether you’re in Port St. Lucie, Tradition, Fort Pierce, or anywhere along the Treasure Coast, you’ve probably seen your premiums rise year after year, even if you’ve never filed a claim. You may have been dropped by a carrier, rerated without explanation, or left scrambling to replace coverage after a company pulled out of the state. The truth is, Florida’s insurance market is one of the most challenging in the country and too many people are paying the price for coverage they don’t understand and policies that won’t protect them when they need it most.

At InsurPro Insurance, we believe Florida families deserve better. We’re a local, independent agency serving Port St. Lucie and the surrounding area, and we specialize in helping homeowners and drivers navigate rising premiums with clarity and confidence. We offer home insurance, auto insurance, flood insurance, and umbrella coverage from multiple A-rated carriers so you can compare your options and make the right choice for your life. We take the time to explain deductibles, coverage limits, and exclusions so that you understand exactly what you’re paying for and why.

Our clients are typically married couples, homeowners with good credit, multiple vehicles, and a strong desire to protect not just save. They’ve worked hard to build something worth insuring, and they want their policy to reflect that. We help them avoid coverage gaps, understand what “full coverage” really means, and stay protected against common risks like hurricanes, water damage, uninsured drivers, and more. Whether you’ve been with the same carrier for years or you’re just starting to shop around, InsurPro can help you make a better-informed decision.

We’ve been doing this for decades and we’ve seen it all. We’ve had our own homes damaged in hurricanes. We’ve helped clients after major losses. And we’ve seen too many people get burned by policies they didn’t understand. That’s why we’re so committed to face-to-face service and honest advice. No pressure. No gimmicks. Just smart insurance for real life in Florida.

If you’re ready to feel confident about your coverage, book a free consultation with InsurPro Insurance today. We’ll review your current policies, explain your options, and help you prepare for whatever comes next. And if you’re not ready to switch? No problem. Just request a renewal reminder and we’ll follow up when the time is right.