Real Experience. Real Protection. Real Local.

If you’ve lived in Florida for more than a few years, you know this state has its own way of doing things especially when it comes to insurance. The weather is extreme. The market is volatile. And rates are rising faster than ever. What used to be a fairly simple decision has become overwhelming, confusing, and often discouraging.

That’s exactly why InsurPro Insurance exists.

We’re not just another agency with a toll-free number. We’re a local, independent insurance agency based right here in Port St. Lucie. And we’re led by someone who has spent a lifetime helping people navigate Florida’s unique risks with clarity, care, and confidence

Meet Wayne Cox

Licensed Since 18. Local Since 1981.

Wayne Cox started working in insurance as a teenager. By 18, he was already licensed in Florida and began what would become a four-decade career protecting people’s homes, cars, and futures. He opened his own agency in 2004 and has personally helped thousands of Floridians navigate everything from everyday coverage questions to the life-altering aftermath of hurricanes and uninsured drivers.

Wayne isn’t just someone with years of experience on paper. He’s lived it himself. His own home was damaged during the historic 2004 hurricane season. He’s dealt with the frustration of being hit by an uninsured driver. And he’s had the heartbreaking responsibility of telling families that their damage wasn’t covered not because they made a mistake, but because their previous agent never explained the gaps.

That’s why he built InsurPro differently.

Why InsurPro Is Different

At InsurPro, we treat every policy like it belongs to someone we love. That means we don’t rush quotes. We don’t skip over the fine print. And we don’t leave you to figure things out alone. Instead, we sit down with you face to face and walk through your current coverage, your real-world risks, and your best options moving forward.

We represent multiple top-rated, financially stable insurance carriers, and we give you side-by-side comparisons so you can make an informed decision. Our ideal clients are families, married couples, and responsible homeowners and drivers who want protection, not just a policy.

If you’ve ever felt like insurance is something you should understand but don’t we’re here to change that. Because you shouldn’t have to become an expert just to protect your home, your car, or your family.

Rooted in Florida. Committed to You.

Wayne has lived in Port St. Lucie since 1981. He knows the roads, the storms, the neighborhoods, and the challenges local families face. He’s raised his own family here and built a business on trust, reputation, and real service.

That’s the foundation of InsurPro Insurance: local knowledge, personal service, and decades of experience you can count on when life throws something unexpected
your way.

Let’s Talk

Whether you’re renewing your current policy, moving to Florida, or simply want to understand your coverage better, we’re here to help. Schedule a free consultation today and let’s make sure your insurance is working as hard as you do.